diff --git a/Fintech/Payoneer/joeycruz@crazymail.org.gpg b/Fintech/Payoneer/joeycruz@crazymail.org.gpg new file mode 100644 index 00000000..1dc7cd80 Binary files /dev/null and b/Fintech/Payoneer/joeycruz@crazymail.org.gpg differ